Validus

Peer-to-Peer Lending Platform
for SMEs and Accredited Investors

 

Contact Us

EXCLUSIVE DEAL:
SAVE 30% ON FIRST DISBURSEMENT FEE!*

What is Validus Financing Platform?

Validus is an online aggregator platform for SMEs to secure short term and medium term financing. Validus offers access to financing from individual and institutional Lenders. As a Peer‐to‐Business lending marketplace, Validus is using technology to minimise the cost of financial intermediation, and passing the benefits to both investors, and SMEs.

Catalyst for growth

Validus is a catalyst of sustainable growth for SMEs in Singapore. Our smart online lending marketplace connects growing businesses to accredited investors and institutions for financing.

Features

Invoice Financing for Singapore SMEs

Here’s an affordable, cashflow-friendly solution to boost working capital – If your business offers payment terms of more than 30 days to customers, you can monetise your accounts receivable (AR)/ unpaid invoice(s) and get up to $500k. Boost your cash flow instantly using your Accounts Receivable or unpaid invoices, so you can easily fund operational expenses and overhead or expansion.

  • Zero collateral required
  • Easy to apply, 48-hour approval
  • Up to $500,000, next-day cash
  • Flexible terms – choose the invoice you want to finance

Purchase Order Financing for Small Businesses in Singapore

Need extra funds to buy inventory and complete customer orders? Boost your cash flow with a short-term purchase order financing loan to obtain additional funds at attractive, low interest rates and take your business to the next level.

  • Access up to 60% of PO amount, with no collateral needed
  • Fast approval outcome in 48 hours
  • Personalised, low interest rates from 1.5% a month
  • Simple application process, minimal documentation to apply

SME Working Capital Loan for Small Businesses in Singapore

Need to bridge that cashflow gap for capital intensive projects, invest in product development, hire more staff or simply planning to expand your business? No problem. Here’s your chance to obtain a working capital loan at attractive, low interest rates and take your business to the next level.

  • Access up to $250,000, with no collateral needed
  • Fast approval outcome in 48 hours
  • Personalised, low interest rates from 1.5% a month
  • Simple application process, minimal documentation to apply

Enterprise Financing Scheme (EFS)

Under the Enterprise Financing Scheme by Enterprise Singapore, Validus offers government-assisted SME loans so that your business can access funds to drive recovery or growth.

SME Financing Solutions (Government-Assisted Scheme)

  1. Trade Loan: PO Financing – Suits SMEs with large orders or contracts to kickstart projects
  2. Trade Loan: Invoice Financing – For SMEs issuing Invoices with credit terms of 30 – 180 days
  3. SME Working Capital Loan – Unsecured business loans for SMEs

Why Choose Validus?

#1 P2P Financing Platform for SMEs in Singapore

Backed by highly reputed VCs
Incl. FMO, Vertex Ventures

Licensed by the Monetary Authority of Singapore
with a Capital Services Markets license

Validus Financing Platform: Frequently Asked Questions (FAQ)

Backed by Temasek Holdings’ Vertex Ventures, Validus is a catalyst of sustainable growth for small and medium enterprises (SMEs). Our smart online lending marketplace connects SMEs to accredited and institutional investors to easier and quicker financing at affordable rates. Founded in 2015, Validus is Singapore’s leading SME financing platform and is licensed by the Monetary Authority of Singapore.

Validus transacts in Singapore Dollars.

Validus does not hold a banking licence and does not operate as a bank. We seek to provide support to SMEs not financed by the banks or financial institutions, as well as SMEs needing top-ups for growth related funding.

Validus offers the opportunity for investors to earn a higher rate of interest against diversified risks. We aim to create a strong social impact in a safe jurisdiction like Singapore. SMEs may also receive lower borrowing rates as compared to some non-banking financial intermediaries prevalent in the market. We understand the financial needs of a growing business and specially caters to and supports them through the platform. Additionally the SMEs on our platform are growing at an average of 20% y.o.y in terms of turnover/ revenue.

Validus holds a Capital Markets Services Licence under the Securities and Futures Act of Singapore, issued by the Monetary Authority of Singapore.

*Exclusive Offer Terms and Conditions
SMEs who are financing with Validus for the first time can enjoy 30% off disbursement fee on their first Invoice Financing, Purchase Financing or Working Capital Financing. This exclusive Offer is intended for 361 Degree Consultancy‘s customers only, and ends 30 Jun 2021. Information provided is intended as a guide, and does not constitute a loan application or an offer of finance. Loan amount and interest rates will be based on lending criteria and may vary. Any finance or loan request is subject to assessment against Validus Capital’s lending criteria, standard disclaimers and terms and conditions. Validus Capital reserves the right to update the information without prior notice.

Team 361 is an official authorised partner of Validus. Being a leading cloud integrator, we are proud to represent multiple software solutions. We provide unbiased recommendations and will only propose the most appropriate and value-for-money solutions for you. We will also assist you to tap on government funding support wherever possible to reduce your cost.

Interested to learn more?