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From 1 January 2026, the CPF Ordinary Wage ceiling rose to $8,000 a month and CPF contribution rates increased for employees above age 55 to 65. If your payroll is still running on 2025 settings, you are under-contributing for every affected employee, and that gap grows with every pay run…

Most nonprofits in Singapore run finance with two or three people covering everything from bookkeeping to board reporting. When a bill has to go through email for sign-off, it often sits in an inbox for days before anyone notices. Xero already handles the accounting side well. Pairing it with ApprovalMax…

Cloud storage and cloud backup both keep information online, but they are designed for different jobs. Cloud storage helps people access, share and work on files. Cloud backup keeps separate copies that can be restored when the working files are unavailable, changed or deleted.An SME may use both without adding…

This is confirmed, not a rumour. Enterprise Singapore has set the date: PSG, EDG and MRA close on 29 September 2026. From 30 September, all new grant applications go through the new EDGE Grant instead. The change was announced on 9 September 2026 by Senior Minister of State Low Yen…

Singapore SMEs now run almost their entire back office through cloud software. For example, accounting sits in Xero, payroll and HR sit in HReasily or Payboy, stock sits in Unleashed. Between them, these systems hold bank account numbers, salaries, NRIC numbers, customer data and pricing, everything an attacker needs for…

Most new businesses in Singapore put off proper accounting software until tax season forces the issue. By then, months of invoices, receipts and bank transactions need to be reconstructed from scratch. Starting with cloud accounting software like Xero from incorporation avoids this altogether, and for eligible startups, the Productivity Solutions…