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Two big changes have already happened. PSG, EDG and MRA closed for new applications on 29 September, and EDGE took over the next day, along with a new portal called BizSG. If you missed that window, there's no going back, but there's still real ground ahead. Three more dates are…

Yes, you can track stock levels in Xero without buying a separate inventory app. Xero has a built-in feature called tracked inventory that counts your stock, values it on the Balance Sheet and records cost of goods sold (COGS) every time you invoice a sale.This guide is for Singapore SMEs…

An approval workflow is a set of rules that decides who must review and approve a business request before the next action can happen. In an ERP system, the request, supporting information, decision and following transaction can stay in one place. Staff do not need to search through email or…

From 1 January 2026, the CPF Ordinary Wage ceiling rose to $8,000 a month and CPF contribution rates increased for employees above age 55 to 65. If your payroll is still running on 2025 settings, you are under-contributing for every affected employee, and that gap grows with every pay run…

Most nonprofits in Singapore run finance with two or three people covering everything from bookkeeping to board reporting. When a bill has to go through email for sign-off, it often sits in an inbox for days before anyone notices. Xero already handles the accounting side well. Pairing it with ApprovalMax…

Cloud storage and cloud backup both keep information online, but they are designed for different jobs. Cloud storage helps people access, share and work on files. Cloud backup keeps separate copies that can be restored when the working files are unavailable, changed or deleted.An SME may use both without adding…